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ZIP Code 37086

Rutherford, Tennessee

ZCTA 37086

Juniper

ZIP Code 37086 is in the 87th percentile nationally for median rent. It also sits in the lowest 20% nationally for home price growth over the past year. And it sits in the highest 31% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$325,013

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

54%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

59.6

Lower than 58% of U.S. ZIP codes

The boundary of ZIP Code 37086, in Rutherford, Tennessee.

The basics

Total Population

38,872

Median Age

33.4

Population Density

1,568.85

Home values & property tax

Median Property Tax

$1,499

Property Tax Rateyearly tax as a share of home value

0.49%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.84×

Higher than 69% of U.S. ZIP codes
Median Income

$78,857

Higher than 60% of U.S. ZIP codes
Median Rent

$1,811

Higher than 87% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-0.76%

Lower than 80% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

55%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

20%

Climate & weather

Summer Avg High (°F)

88.6

Winter Avg Low (°F)

28.3

Avg Temperature (°F)

57.9

Hot Days/yr (>90°F)

56.7

Freezing Days/yr (<32°F)

101.6

Annual Precipitation (in)

55

Annual Snowfall (in)

1.2

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

59.6

Lower than 58% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 37086: frequently asked questions

What is the typical home value in ZIP Code 37086?
The estimated median home value in ZIP Code 37086 today is $325,013, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 37086?
The median annual property tax in ZIP Code 37086 is $1,499, an effective rate of 0.49% of home value.
Is ZIP Code 37086 expensive to live in?
Homes in ZIP Code 37086 cost about 3.84× the median household income, higher than 69% of U.S. ZIP codes.
What is the average rent in ZIP Code 37086?
The median gross rent in ZIP Code 37086 is $1,811 a month, higher than 87% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 37086?
Home prices in ZIP Code 37086 have moved 54% over the past five years (-0.76% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 37086?
ZIP Code 37086 has a population of 38,872, about 1,568.85 people per square mile, per the U.S. Census American Community Survey. The median age is 33.4.
What is the weather like in ZIP Code 37086?
ZIP Code 37086 averages 57.9°F year-round, summer highs near 88.6°F, winter lows around 28.3°F (NOAA 1991–2020 normals). It sees about 1.2 inches of snow a year.
Is ZIP Code 37086 at risk of flooding or natural disasters?
ZIP Code 37086's FEMA National Risk Index score is 59.6 (lower than 58% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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