The basics
Total Population
10,709
Median Age
40.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$221,500
Median Property Tax
$926
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.72
Median Rent
$988
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
64%
Appreciation 1yr %
-0.36%
Pandemic Gain %
67%
Recession Drop %
-9.7%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
86.5
Winter Avg Low (°F)
27.1
Avg Temperature (°F)
56.7
Hot Days/yr (>90°F)
36.4
Freezing Days/yr (<32°F)
100.5
Annual Precipitation (in)
53.7
Annual Snowfall (in)
4.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
56.6
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 37186: frequently asked questions
- What is the median home value in ZIP Code 37186?
- The median home value in ZIP Code 37186 is $221,500, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 37186?
- The median annual property tax in ZIP Code 37186 is $926, an effective rate of 0% of home value.
- Is ZIP Code 37186 expensive to live in?
- Homes in ZIP Code 37186 cost about 3.72× the median household income, higher than 70% of U.S. ZIP codes.
- What is the average rent in ZIP Code 37186?
- The median gross rent in ZIP Code 37186 is $988 a month, higher than 59% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 37186?
- Home prices in ZIP Code 37186 have moved 64% over the past five years (-0.36% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 37186?
- ZIP Code 37186 averages 56.7°F year-round, summer highs near 86.5°F, winter lows around 27.1°F (NOAA 1991–2020 normals). It sees about 4.6 inches of snow a year.
- Is ZIP Code 37186 at risk of flooding or natural disasters?
- ZIP Code 37186's FEMA National Risk Index score is 56.6 (lower than 61% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →