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ZIP Code 40204

Jefferson, Kentucky

ZCTA 40204

Juniper

ZIP Code 40204 is in the lowest 11% nationally for FEMA risk score. It also sits in the lowest 10% nationally for home price growth over five years. And it sits in the highest 20% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$370,177

Higher than 56% of U.S. ZIP codes
Home Price Growth, Past Five Years

34%

Lower than 90% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

28.3

Lower than 89% of U.S. ZIP codes

The boundary of ZIP Code 40204, in Jefferson, Kentucky.

The basics

Total Population

14,034

Median Age

39

Population Density

4,421.97

Home values & property tax

Median Property Tax

$2,959

Property Tax Rateyearly tax as a share of home value

0.9%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.63×

Higher than 80% of U.S. ZIP codes
Median Income

$71,116

Near the U.S. ZIP codes median
Median Rent

$1,287

Higher than 69% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

4.6%

Higher than 60% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

31%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

-3.1%

Climate & weather

Summer Avg High (°F)

86.6

Winter Avg Low (°F)

29.4

Avg Temperature (°F)

57.8

Hot Days/yr (>90°F)

38.1

Freezing Days/yr (<32°F)

79.9

Annual Precipitation (in)

48.1

Annual Snowfall (in)

13.4

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

28.3

Lower than 89% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 40204: frequently asked questions

What is the typical home value in ZIP Code 40204?
The estimated median home value in ZIP Code 40204 today is $370,177, higher than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 40204?
The median annual property tax in ZIP Code 40204 is $2,959, an effective rate of 0.9% of home value.
Is ZIP Code 40204 expensive to live in?
Homes in ZIP Code 40204 cost about 4.63× the median household income, higher than 80% of U.S. ZIP codes.
What is the average rent in ZIP Code 40204?
The median gross rent in ZIP Code 40204 is $1,287 a month, higher than 69% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 40204?
Home prices in ZIP Code 40204 have moved 34% over the past five years (4.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 40204?
ZIP Code 40204 has a population of 14,034, about 4,421.97 people per square mile, per the U.S. Census American Community Survey. The median age is 39.
What is the weather like in ZIP Code 40204?
ZIP Code 40204 averages 57.8°F year-round, summer highs near 86.6°F, winter lows around 29.4°F (NOAA 1991–2020 normals). It sees about 13.4 inches of snow a year.
Is ZIP Code 40204 at risk of flooding or natural disasters?
ZIP Code 40204's FEMA National Risk Index score is 28.3 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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