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ZIP Code 40228

Jefferson, Kentucky

FIPS 40228

Juniper

ZIP Code 40228 is in the top 27% nationally for FEMA risk score. It also sits in the 79th percentile nationally for median rent. And it sits in the top 34% nationally for appreciation 1yr %.

Median Home Value

$241,300

Higher than 59% of U.S. ZIP codes

HPI Growth 5yr %

42%

Higher than 64% of U.S. ZIP codes

FEMA Risk Score

44.9

Lower than 73% of U.S. ZIP codes

The basics

Total Population

18,085

Median Age

40.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$241,300

Higher than 59%

Median Property Tax

$1,915

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.04

Near median

Median Rent

$1,371

Higher than 79%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

42%

Higher than 64%

Appreciation 1yr %

-0.18%

Higher than 66%

Pandemic Gain %

44%

Recession Drop %

-6.1%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.2

Winter Avg Low (°F)

28.4

Avg Temperature (°F)

57.1

Hot Days/yr (>90°F)

30.4

Freezing Days/yr (<32°F)

85.4

Annual Precipitation (in)

53.1

Annual Snowfall (in)

15.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

44.9

Lower than 73%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40228: frequently asked questions

What is the median home value in ZIP Code 40228?
The median home value in ZIP Code 40228 is $241,300, higher than 59% of U.S. ZIP codes.
How much is property tax in ZIP Code 40228?
The median annual property tax in ZIP Code 40228 is $1,915, an effective rate of 1% of home value.
Is ZIP Code 40228 expensive to live in?
Homes in ZIP Code 40228 cost about 3.04× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 40228?
The median gross rent in ZIP Code 40228 is $1,371 a month, higher than 79% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 40228?
Home prices in ZIP Code 40228 have moved 42% over the past five years (-0.18% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 40228?
ZIP Code 40228 averages 57.1°F year-round, summer highs near 86.2°F, winter lows around 28.4°F (NOAA 1991–2020 normals). It sees about 15.1 inches of snow a year.
Is ZIP Code 40228 at risk of flooding or natural disasters?
ZIP Code 40228's FEMA National Risk Index score is 44.9 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →