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ZIP Code 42086

McCracken, Kentucky

FIPS 42086

Juniper

ZIP Code 42086 is in the top 11% nationally for appreciation 1yr %, but in the bottom 15% nationally for FEMA risk score. It also sits in the top 29% nationally for HPI growth 5yr %. And it sits in the top 32% nationally for price-to-income ratio.

Median Home Value

$179,200

Lower than 57% of U.S. ZIP codes

HPI Growth 5yr %

49%

Higher than 71% of U.S. ZIP codes

FEMA Risk Score

89.9

Higher than 85% of U.S. ZIP codes

The basics

Total Population

3,775

Median Age

44

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$179,200

Lower than 57%

Median Property Tax

$1,365

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.31

Lower than 68%

Median Rent

$1,033

Higher than 62%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 71%

Appreciation 1yr %

7%

Higher than 89%

Pandemic Gain %

38%

Recession Drop %

-4%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

88.8

Winter Avg Low (°F)

29.5

Avg Temperature (°F)

58.8

Hot Days/yr (>90°F)

50.2

Freezing Days/yr (<32°F)

82.8

Annual Precipitation (in)

50.3

Annual Snowfall (in)

8.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

89.9

Higher than 85%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 42086: frequently asked questions

What is the median home value in ZIP Code 42086?
The median home value in ZIP Code 42086 is $179,200, lower than 57% of U.S. ZIP codes.
How much is property tax in ZIP Code 42086?
The median annual property tax in ZIP Code 42086 is $1,365, an effective rate of 1% of home value.
Is ZIP Code 42086 expensive to live in?
Homes in ZIP Code 42086 cost about 2.31× the median household income, lower than 68% of U.S. ZIP codes.
What is the average rent in ZIP Code 42086?
The median gross rent in ZIP Code 42086 is $1,033 a month, higher than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 42086?
Home prices in ZIP Code 42086 have moved 49% over the past five years (7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 42086?
ZIP Code 42086 averages 58.8°F year-round, summer highs near 88.8°F, winter lows around 29.5°F (NOAA 1991–2020 normals). It sees about 8.9 inches of snow a year.
Is ZIP Code 42086 at risk of flooding or natural disasters?
ZIP Code 42086's FEMA National Risk Index score is 89.9 (higher than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →