The basics
Total Population
59,518
Median Age
41.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$440,000
Median Property Tax
$5,494
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.3
Median Rent
$1,811
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
69%
Appreciation 1yr %
4.4%
Pandemic Gain %
57%
Recession Drop %
-9%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
85.3
Winter Avg Low (°F)
23.5
Avg Temperature (°F)
53.8
Hot Days/yr (>90°F)
28.4
Freezing Days/yr (<32°F)
115.3
Annual Precipitation (in)
44.5
Annual Snowfall (in)
14.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
51.1
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 45040: frequently asked questions
- What is the median home value in ZIP Code 45040?
- The median home value in ZIP Code 45040 is $440,000, higher than 84% of U.S. ZIP codes.
- How much is property tax in ZIP Code 45040?
- The median annual property tax in ZIP Code 45040 is $5,494, an effective rate of 1% of home value.
- Is ZIP Code 45040 expensive to live in?
- Homes in ZIP Code 45040 cost about 3.3× the median household income, higher than 60% of U.S. ZIP codes.
- What is the average rent in ZIP Code 45040?
- The median gross rent in ZIP Code 45040 is $1,811 a month, higher than 90% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 45040?
- Home prices in ZIP Code 45040 have moved 69% over the past five years (4.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 45040?
- ZIP Code 45040 averages 53.8°F year-round, summer highs near 85.3°F, winter lows around 23.5°F (NOAA 1991–2020 normals). It sees about 14.4 inches of snow a year.
- Is ZIP Code 45040 at risk of flooding or natural disasters?
- ZIP Code 45040's FEMA National Risk Index score is 51.1 (lower than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →