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ZIP Code 48038

Macomb, Michigan

ZCTA 48038

Juniper

ZIP Code 48038 is in the lowest 21% nationally for FEMA risk score. It also sits in the lowest 29% nationally for home price growth over five years. And it sits in the highest 32% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$308,831

Lower than 57% of U.S. ZIP codes
Home Price Growth, Past Five Years

45%

Lower than 71% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

40.2

Lower than 79% of U.S. ZIP codes

The boundary of ZIP Code 48038, in Macomb, Michigan.

The basics

Total Population

44,422

Median Age

41.6

Population Density

4,073.45

Home values & property tax

Median Property Tax

$3,622

Property Tax Rateyearly tax as a share of home value

1.4%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.38×

Higher than 58% of U.S. ZIP codes
Median Income

$78,567

Higher than 60% of U.S. ZIP codes
Median Rent

$1,280

Higher than 68% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

5.6%

Higher than 67% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

37%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

36%

Climate & weather

Summer Avg High (°F)

80.1

Winter Avg Low (°F)

20.2

Avg Temperature (°F)

48.7

Hot Days/yr (>90°F)

11

Freezing Days/yr (<32°F)

129.4

Annual Precipitation (in)

34.5

Annual Snowfall (in)

32.2

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48038: frequently asked questions

What is the typical home value in ZIP Code 48038?
The estimated median home value in ZIP Code 48038 today is $308,831, lower than 57% of U.S. ZIP codes.
How much is property tax in ZIP Code 48038?
The median annual property tax in ZIP Code 48038 is $3,622, an effective rate of 1.4% of home value.
Is ZIP Code 48038 expensive to live in?
Homes in ZIP Code 48038 cost about 3.38× the median household income, higher than 58% of U.S. ZIP codes.
What is the average rent in ZIP Code 48038?
The median gross rent in ZIP Code 48038 is $1,280 a month, higher than 68% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48038?
Home prices in ZIP Code 48038 have moved 45% over the past five years (5.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48038?
ZIP Code 48038 has a population of 44,422, about 4,073.45 people per square mile, per the U.S. Census American Community Survey. The median age is 41.6.
What is the weather like in ZIP Code 48038?
ZIP Code 48038 averages 48.7°F year-round, summer highs near 80.1°F, winter lows around 20.2°F (NOAA 1991–2020 normals). It sees about 32.2 inches of snow a year.
Is ZIP Code 48038 at risk of flooding or natural disasters?
ZIP Code 48038's FEMA National Risk Index score is 40.2 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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