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ZIP Code 48309

Oakland, Michigan

ZCTA 48309

Juniper

ZIP Code 48309 is in the lowest 11% nationally for FEMA risk score. It also sits in the highest 9% nationally for median income. And it sits in the highest 16% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$513,903

Higher than 76% of U.S. ZIP codes
Home Price Growth, Past Five Years

46%

Lower than 69% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

28.1

Lower than 89% of U.S. ZIP codes

The boundary of ZIP Code 48309, in Oakland, Michigan.

The basics

Total Population

30,685

Median Age

42.5

Population Density

1,971.67

Home values & property tax

Median Property Tax

$4,646

Property Tax Rateyearly tax as a share of home value

1.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.51×

Higher than 61% of U.S. ZIP codes
Median Income

$121,007

Higher than 91% of U.S. ZIP codes
Median Rent

$1,686

Higher than 84% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

5%

Higher than 63% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

34%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

33%

Climate & weather

Summer Avg High (°F)

80.4

Winter Avg Low (°F)

19.8

Avg Temperature (°F)

49.1

Hot Days/yr (>90°F)

9.9

Freezing Days/yr (<32°F)

135.1

Annual Precipitation (in)

33.9

Annual Snowfall (in)

36

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

28.1

Lower than 89% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48309: frequently asked questions

What is the typical home value in ZIP Code 48309?
The estimated median home value in ZIP Code 48309 today is $513,903, higher than 76% of U.S. ZIP codes.
How much is property tax in ZIP Code 48309?
The median annual property tax in ZIP Code 48309 is $4,646, an effective rate of 1.1% of home value.
Is ZIP Code 48309 expensive to live in?
Homes in ZIP Code 48309 cost about 3.51× the median household income, higher than 61% of U.S. ZIP codes.
What is the average rent in ZIP Code 48309?
The median gross rent in ZIP Code 48309 is $1,686 a month, higher than 84% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48309?
Home prices in ZIP Code 48309 have moved 46% over the past five years (5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48309?
ZIP Code 48309 has a population of 30,685, about 1,971.67 people per square mile, per the U.S. Census American Community Survey. The median age is 42.5.
What is the weather like in ZIP Code 48309?
ZIP Code 48309 averages 49.1°F year-round, summer highs near 80.4°F, winter lows around 19.8°F (NOAA 1991–2020 normals). It sees about 36 inches of snow a year.
Is ZIP Code 48309 at risk of flooding or natural disasters?
ZIP Code 48309's FEMA National Risk Index score is 28.1 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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