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ZIP Code 48509

Genesee, Michigan

ZCTA 48509

Juniper

ZIP Code 48509 is in the lowest 20% nationally for FEMA risk score. It also sits in the lowest 7% nationally for typical home value. And it sits in the lowest 18% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$165,239

Lower than 93% of U.S. ZIP codes
Home Price Growth, Past Five Years

54%

Higher than 56% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

39.3

Lower than 80% of U.S. ZIP codes

The boundary of ZIP Code 48509, in Genesee, Michigan.

The basics

Total Population

8,645

Median Age

44.2

Population Density

983.07

Home values & property tax

Median Property Tax

$2,320

Property Tax Rateyearly tax as a share of home value

1.7%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.12×

Lower than 82% of U.S. ZIP codes
Median Income

$64,160

Lower than 63% of U.S. ZIP codes
Median Rent

$1,090

Higher than 56% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

6.5%

Higher than 73% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

53%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

49%

Climate & weather

Summer Avg High (°F)

81.2

Winter Avg Low (°F)

16.8

Avg Temperature (°F)

47.2

Hot Days/yr (>90°F)

14.5

Freezing Days/yr (<32°F)

158.8

Annual Precipitation (in)

34.5

Annual Snowfall (in)

40.4

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

39.3

Lower than 80% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48509: frequently asked questions

What is the typical home value in ZIP Code 48509?
The estimated median home value in ZIP Code 48509 today is $165,239, lower than 93% of U.S. ZIP codes.
How much is property tax in ZIP Code 48509?
The median annual property tax in ZIP Code 48509 is $2,320, an effective rate of 1.7% of home value.
Is ZIP Code 48509 expensive to live in?
Homes in ZIP Code 48509 cost about 2.12× the median household income, lower than 82% of U.S. ZIP codes.
What is the average rent in ZIP Code 48509?
The median gross rent in ZIP Code 48509 is $1,090 a month, higher than 56% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48509?
Home prices in ZIP Code 48509 have moved 54% over the past five years (6.5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48509?
ZIP Code 48509 has a population of 8,645, about 983.07 people per square mile, per the U.S. Census American Community Survey. The median age is 44.2.
What is the weather like in ZIP Code 48509?
ZIP Code 48509 averages 47.2°F year-round, summer highs near 81.2°F, winter lows around 16.8°F (NOAA 1991–2020 normals). It sees about 40.4 inches of snow a year.
Is ZIP Code 48509 at risk of flooding or natural disasters?
ZIP Code 48509's FEMA National Risk Index score is 39.3 (lower than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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