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ZIP Code 48634

Bay, Michigan

FIPS 48634

Juniper

ZIP Code 48634 is in the top 4% nationally for appreciation 1yr %. It also sits in the top 5% nationally for HPI growth 5yr %. And it sits in the top 23% nationally for price-to-income ratio.

Median Home Value

$167,400

Lower than 61% of U.S. ZIP codes

HPI Growth 5yr %

72%

Higher than 95% of U.S. ZIP codes

FEMA Risk Score

56.3

Lower than 61% of U.S. ZIP codes

The basics

Total Population

4,334

Median Age

48.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$167,400

Lower than 61%

Median Property Tax

$2,359

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.9

Lower than 77%

Median Rent

$751

Lower than 64%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

72%

Higher than 95%

Appreciation 1yr %

11%

Higher than 96%

Pandemic Gain %

62%

Recession Drop %

-20%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.6

Winter Avg Low (°F)

16.8

Avg Temperature (°F)

47.1

Hot Days/yr (>90°F)

12.4

Freezing Days/yr (<32°F)

157.9

Annual Precipitation (in)

33.4

Annual Snowfall (in)

49

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

56.3

Lower than 61%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 48634: frequently asked questions

What is the median home value in ZIP Code 48634?
The median home value in ZIP Code 48634 is $167,400, lower than 61% of U.S. ZIP codes.
How much is property tax in ZIP Code 48634?
The median annual property tax in ZIP Code 48634 is $2,359, an effective rate of 1% of home value.
Is ZIP Code 48634 expensive to live in?
Homes in ZIP Code 48634 cost about 1.9× the median household income, lower than 77% of U.S. ZIP codes.
What is the average rent in ZIP Code 48634?
The median gross rent in ZIP Code 48634 is $751 a month, lower than 64% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48634?
Home prices in ZIP Code 48634 have moved 72% over the past five years (11% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 48634?
ZIP Code 48634 averages 47.1°F year-round, summer highs near 80.6°F, winter lows around 16.8°F (NOAA 1991–2020 normals). It sees about 49 inches of snow a year.
Is ZIP Code 48634 at risk of flooding or natural disasters?
ZIP Code 48634's FEMA National Risk Index score is 56.3 (lower than 61% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →