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ZIP Code 48706

Bay, Michigan

FIPS 48706

Juniper

ZIP Code 48706 is in the top 11% nationally for appreciation 1yr %. It also sits in the top 12% nationally for HPI growth 5yr %. And it sits in the 34th percentile nationally for median home value.

Median Home Value

$155,800

Lower than 66% of U.S. ZIP codes

HPI Growth 5yr %

62%

Higher than 88% of U.S. ZIP codes

FEMA Risk Score

66.5

Near the U.S. ZIP codes median

The basics

Total Population

38,974

Median Age

44.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$155,800

Lower than 66%

Median Property Tax

$2,227

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.48

Lower than 63%

Median Rent

$922

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

62%

Higher than 88%

Appreciation 1yr %

7.2%

Higher than 89%

Pandemic Gain %

45%

Recession Drop %

-22%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.6

Winter Avg Low (°F)

16.8

Avg Temperature (°F)

47.1

Hot Days/yr (>90°F)

12.4

Freezing Days/yr (<32°F)

157.9

Annual Precipitation (in)

33.1

Annual Snowfall (in)

49

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

66.5

Near median

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 48706: frequently asked questions

What is the median home value in ZIP Code 48706?
The median home value in ZIP Code 48706 is $155,800, lower than 66% of U.S. ZIP codes.
How much is property tax in ZIP Code 48706?
The median annual property tax in ZIP Code 48706 is $2,227, an effective rate of 1% of home value.
Is ZIP Code 48706 expensive to live in?
Homes in ZIP Code 48706 cost about 2.48× the median household income, lower than 63% of U.S. ZIP codes.
What is the average rent in ZIP Code 48706?
The median gross rent in ZIP Code 48706 is $922 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 48706?
Home prices in ZIP Code 48706 have moved 62% over the past five years (7.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 48706?
ZIP Code 48706 averages 47.1°F year-round, summer highs near 80.6°F, winter lows around 16.8°F (NOAA 1991–2020 normals). It sees about 49 inches of snow a year.
Is ZIP Code 48706 at risk of flooding or natural disasters?
ZIP Code 48706's FEMA National Risk Index score is 66.5 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →