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ZIP Code 48732

Bay, Michigan

FIPS 48732

Juniper

ZIP Code 48732 is in the top 26% nationally for HPI growth 5yr %. It also sits in the top 30% nationally for appreciation 1yr %. And it sits in the 40th percentile nationally for median home value.

Median Home Value

$169,600

Lower than 60% of U.S. ZIP codes

HPI Growth 5yr %

51%

Higher than 74% of U.S. ZIP codes

FEMA Risk Score

66.7

Near the U.S. ZIP codes median

The basics

Total Population

11,340

Median Age

43.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$169,600

Lower than 60%

Median Property Tax

$2,763

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.93

Near median

Median Rent

$840

Lower than 56%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

51%

Higher than 74%

Appreciation 1yr %

1.2%

Higher than 70%

Pandemic Gain %

47%

Recession Drop %

-23%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.8

Winter Avg Low (°F)

18.4

Avg Temperature (°F)

47.8

Hot Days/yr (>90°F)

10.7

Freezing Days/yr (<32°F)

139.4

Annual Precipitation (in)

33.1

Annual Snowfall (in)

49

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

66.7

Near median

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 48732: frequently asked questions

What is the median home value in ZIP Code 48732?
The median home value in ZIP Code 48732 is $169,600, lower than 60% of U.S. ZIP codes.
How much is property tax in ZIP Code 48732?
The median annual property tax in ZIP Code 48732 is $2,763, an effective rate of 2% of home value.
Is ZIP Code 48732 expensive to live in?
Homes in ZIP Code 48732 cost about 2.93× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 48732?
The median gross rent in ZIP Code 48732 is $840 a month, lower than 56% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48732?
Home prices in ZIP Code 48732 have moved 51% over the past five years (1.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 48732?
ZIP Code 48732 averages 47.8°F year-round, summer highs near 79.8°F, winter lows around 18.4°F (NOAA 1991–2020 normals). It sees about 49 inches of snow a year.
Is ZIP Code 48732 at risk of flooding or natural disasters?
ZIP Code 48732's FEMA National Risk Index score is 66.7 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →