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ZIP Code 48650

Bay, Michigan

FIPS 48650

Juniper

ZIP Code 48650 is in the top 36% nationally for price-to-income ratio. It also sits in the 33th percentile nationally for median home value. And it sits in the top 37% nationally for FEMA risk score.

Median Home Value

$151,800

Lower than 67% of U.S. ZIP codes

HPI Growth 5yr %

33%

Higher than 57% of U.S. ZIP codes

FEMA Risk Score

54

Lower than 63% of U.S. ZIP codes

The basics

Total Population

6,510

Median Age

46.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$151,800

Lower than 67%

Median Property Tax

$1,957

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.45

Lower than 64%

Median Rent

$774

Lower than 62%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

33%

Higher than 57%

Appreciation 1yr %

-13%

Higher than 56%

Pandemic Gain %

44%

Recession Drop %

-23%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.1

Winter Avg Low (°F)

16.7

Avg Temperature (°F)

45.8

Hot Days/yr (>90°F)

6.5

Freezing Days/yr (<32°F)

164.4

Annual Precipitation (in)

30.7

Annual Snowfall (in)

49

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

54

Lower than 63%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 48650: frequently asked questions

What is the median home value in ZIP Code 48650?
The median home value in ZIP Code 48650 is $151,800, lower than 67% of U.S. ZIP codes.
How much is property tax in ZIP Code 48650?
The median annual property tax in ZIP Code 48650 is $1,957, an effective rate of 1% of home value.
Is ZIP Code 48650 expensive to live in?
Homes in ZIP Code 48650 cost about 2.45× the median household income, lower than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 48650?
The median gross rent in ZIP Code 48650 is $774 a month, lower than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48650?
Home prices in ZIP Code 48650 have moved 33% over the past five years (-13% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 48650?
ZIP Code 48650 averages 45.8°F year-round, summer highs near 78.1°F, winter lows around 16.7°F (NOAA 1991–2020 normals). It sees about 49 inches of snow a year.
Is ZIP Code 48650 at risk of flooding or natural disasters?
ZIP Code 48650's FEMA National Risk Index score is 54 (lower than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →