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ZIP Code 49030

St. Joseph, Michigan

FIPS 49030

Juniper

ZIP Code 49030 is in the top 22% nationally for FEMA risk score. It also sits in the top 25% nationally for price-to-income ratio. And it sits in the top 26% nationally for HPI growth 5yr %.

Median Home Value

$138,400

Lower than 71% of U.S. ZIP codes

HPI Growth 5yr %

51%

Higher than 74% of U.S. ZIP codes

FEMA Risk Score

39.3

Lower than 78% of U.S. ZIP codes

The basics

Total Population

2,650

Median Age

38.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$138,400

Lower than 71%

Median Property Tax

$1,551

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2

Lower than 75%

Median Rent

$855

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

51%

Higher than 74%

Pandemic Gain %

41%

Recession Drop %

-28%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.1

Winter Avg Low (°F)

19.1

Avg Temperature (°F)

49.3

Hot Days/yr (>90°F)

10.6

Freezing Days/yr (<32°F)

139.8

Annual Precipitation (in)

38.5

Annual Snowfall (in)

41.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

39.3

Lower than 78%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49030: frequently asked questions

What is the median home value in ZIP Code 49030?
The median home value in ZIP Code 49030 is $138,400, lower than 71% of U.S. ZIP codes.
How much is property tax in ZIP Code 49030?
The median annual property tax in ZIP Code 49030 is $1,551, an effective rate of 1% of home value.
Is ZIP Code 49030 expensive to live in?
Homes in ZIP Code 49030 cost about 2× the median household income, lower than 75% of U.S. ZIP codes.
What is the average rent in ZIP Code 49030?
The median gross rent in ZIP Code 49030 is $855 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 49030?
Home prices in ZIP Code 49030 have moved 51% over the past five years, per the FHFA House Price Index.
What is the weather like in ZIP Code 49030?
ZIP Code 49030 averages 49.3°F year-round, summer highs near 81.1°F, winter lows around 19.1°F (NOAA 1991–2020 normals). It sees about 41.2 inches of snow a year.
Is ZIP Code 49030 at risk of flooding or natural disasters?
ZIP Code 49030's FEMA National Risk Index score is 39.3 (lower than 78% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →