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ZIP Code 49091

St. Joseph, Michigan

FIPS 49091

Juniper

ZIP Code 49091 is in the top 8% nationally for appreciation 1yr %. It also sits in the top 18% nationally for FEMA risk score. And it sits in the top 20% nationally for HPI growth 5yr %.

Median Home Value

$182,600

Lower than 56% of U.S. ZIP codes

HPI Growth 5yr %

55%

Higher than 80% of U.S. ZIP codes

FEMA Risk Score

33.3

Lower than 82% of U.S. ZIP codes

The basics

Total Population

19,337

Median Age

36.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$182,600

Lower than 56%

Median Property Tax

$2,193

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.71

Lower than 57%

Median Rent

$841

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

55%

Higher than 80%

Appreciation 1yr %

8.5%

Higher than 92%

Pandemic Gain %

43%

Recession Drop %

-16%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.4

Winter Avg Low (°F)

19.1

Avg Temperature (°F)

48.5

Hot Days/yr (>90°F)

13.1

Freezing Days/yr (<32°F)

145.3

Annual Precipitation (in)

39.7

Annual Snowfall (in)

41.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

33.3

Lower than 82%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49091: frequently asked questions

What is the median home value in ZIP Code 49091?
The median home value in ZIP Code 49091 is $182,600, lower than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 49091?
The median annual property tax in ZIP Code 49091 is $2,193, an effective rate of 1% of home value.
Is ZIP Code 49091 expensive to live in?
Homes in ZIP Code 49091 cost about 2.71× the median household income, lower than 57% of U.S. ZIP codes.
What is the average rent in ZIP Code 49091?
The median gross rent in ZIP Code 49091 is $841 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 49091?
Home prices in ZIP Code 49091 have moved 55% over the past five years (8.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49091?
ZIP Code 49091 averages 48.5°F year-round, summer highs near 80.4°F, winter lows around 19.1°F (NOAA 1991–2020 normals). It sees about 41.2 inches of snow a year.
Is ZIP Code 49091 at risk of flooding or natural disasters?
ZIP Code 49091's FEMA National Risk Index score is 33.3 (lower than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →