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ZIP Code 49042

St. Joseph, Michigan

FIPS 49042

Juniper

ZIP Code 49042 is in the top 5% nationally for appreciation 1yr %. It also sits in the top 7% nationally for HPI growth 5yr %. And it sits in the top 29% nationally for price-to-income ratio.

Median Home Value

$160,800

Lower than 64% of U.S. ZIP codes

HPI Growth 5yr %

68%

Higher than 93% of U.S. ZIP codes

FEMA Risk Score

62.4

Near the U.S. ZIP codes median

The basics

Total Population

4,564

Median Age

42.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$160,800

Lower than 64%

Median Property Tax

$1,780

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.21

Lower than 71%

Median Rent

$789

Lower than 61%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

68%

Higher than 93%

Appreciation 1yr %

11%

Higher than 95%

Pandemic Gain %

44%

Recession Drop %

-20%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.4

Winter Avg Low (°F)

19.1

Avg Temperature (°F)

48.5

Hot Days/yr (>90°F)

13.1

Freezing Days/yr (<32°F)

145.3

Annual Precipitation (in)

39.7

Annual Snowfall (in)

41.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

62.4

Near median

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49042: frequently asked questions

What is the median home value in ZIP Code 49042?
The median home value in ZIP Code 49042 is $160,800, lower than 64% of U.S. ZIP codes.
How much is property tax in ZIP Code 49042?
The median annual property tax in ZIP Code 49042 is $1,780, an effective rate of 1% of home value.
Is ZIP Code 49042 expensive to live in?
Homes in ZIP Code 49042 cost about 2.21× the median household income, lower than 71% of U.S. ZIP codes.
What is the average rent in ZIP Code 49042?
The median gross rent in ZIP Code 49042 is $789 a month, lower than 61% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49042?
Home prices in ZIP Code 49042 have moved 68% over the past five years (11% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49042?
ZIP Code 49042 averages 48.5°F year-round, summer highs near 80.4°F, winter lows around 19.1°F (NOAA 1991–2020 normals). It sees about 41.2 inches of snow a year.
Is ZIP Code 49042 at risk of flooding or natural disasters?
ZIP Code 49042's FEMA National Risk Index score is 62.4 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →