The basics
Total Population
11,754
Median Age
38.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$239,500
Median Property Tax
$3,059
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.72
Median Rent
$1,007
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
53%
Appreciation 1yr %
4.4%
Pandemic Gain %
40%
Recession Drop %
-18%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
81.3
Winter Avg Low (°F)
20.6
Avg Temperature (°F)
49.5
Hot Days/yr (>90°F)
12.5
Freezing Days/yr (<32°F)
128.5
Annual Precipitation (in)
33.2
Annual Snowfall (in)
41.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
35.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 49097: frequently asked questions
- What is the median home value in ZIP Code 49097?
- The median home value in ZIP Code 49097 is $239,500, higher than 59% of U.S. ZIP codes.
- How much is property tax in ZIP Code 49097?
- The median annual property tax in ZIP Code 49097 is $3,059, an effective rate of 1% of home value.
- Is ZIP Code 49097 expensive to live in?
- Homes in ZIP Code 49097 cost about 2.72× the median household income, lower than 56% of U.S. ZIP codes.
- What is the average rent in ZIP Code 49097?
- The median gross rent in ZIP Code 49097 is $1,007 a month, higher than 60% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 49097?
- Home prices in ZIP Code 49097 have moved 53% over the past five years (4.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 49097?
- ZIP Code 49097 averages 49.5°F year-round, summer highs near 81.3°F, winter lows around 20.6°F (NOAA 1991–2020 normals). It sees about 41.2 inches of snow a year.
- Is ZIP Code 49097 at risk of flooding or natural disasters?
- ZIP Code 49097's FEMA National Risk Index score is 35.2 (lower than 81% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →