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ZIP Code 49445

Muskegon, Michigan

ZCTA 49445

Juniper

ZIP Code 49445 is in the lowest 3% nationally for FEMA risk score. It also sits in the highest 15% nationally for home price growth over five years. And it sits in the highest 23% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$295,038

Lower than 60% of U.S. ZIP codes
Home Price Growth, Past Five Years

68%

Higher than 85% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

13.2

Lower than 97% of U.S. ZIP codes

The boundary of ZIP Code 49445, in Muskegon, Michigan.

The basics

Total Population

21,289

Median Age

42.2

Population Density

348.64

Home values & property tax

Median Property Tax

$2,650

Property Tax Rateyearly tax as a share of home value

1.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.74×

Lower than 63% of U.S. ZIP codes
Median Income

$84,877

Higher than 68% of U.S. ZIP codes
Median Rent

$1,154

Higher than 61% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

7.2%

Higher than 77% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

53%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

21%

Climate & weather

Summer Avg High (°F)

79.8

Winter Avg Low (°F)

22.6

Avg Temperature (°F)

49.4

Hot Days/yr (>90°F)

3.4

Freezing Days/yr (<32°F)

130.2

Annual Precipitation (in)

35.1

Annual Snowfall (in)

87.2

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 49445: frequently asked questions

What is the typical home value in ZIP Code 49445?
The estimated median home value in ZIP Code 49445 today is $295,038, lower than 60% of U.S. ZIP codes.
How much is property tax in ZIP Code 49445?
The median annual property tax in ZIP Code 49445 is $2,650, an effective rate of 1.1% of home value.
Is ZIP Code 49445 expensive to live in?
Homes in ZIP Code 49445 cost about 2.74× the median household income, lower than 63% of U.S. ZIP codes.
What is the average rent in ZIP Code 49445?
The median gross rent in ZIP Code 49445 is $1,154 a month, higher than 61% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49445?
Home prices in ZIP Code 49445 have moved 68% over the past five years (7.2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 49445?
ZIP Code 49445 has a population of 21,289, about 348.64 people per square mile, per the U.S. Census American Community Survey. The median age is 42.2.
What is the weather like in ZIP Code 49445?
ZIP Code 49445 averages 49.4°F year-round, summer highs near 79.8°F, winter lows around 22.6°F (NOAA 1991–2020 normals). It sees about 87.2 inches of snow a year.
Is ZIP Code 49445 at risk of flooding or natural disasters?
ZIP Code 49445's FEMA National Risk Index score is 13.2 (lower than 97% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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