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ZIP Code 54644

La Crosse, Wisconsin

ZCTA 54644

Juniper

ZIP Code 54644 is in the highest 24% nationally for FEMA risk score. It also sits in the lowest 24% nationally for home price growth over five years. And it sits in the lowest 38% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$287,787

Lower than 62% of U.S. ZIP codes
Home Price Growth, Past Five Years

42%

Lower than 76% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

83.8

Higher than 76% of U.S. ZIP codes

The boundary of ZIP Code 54644, in La Crosse, Wisconsin.

The basics

Total Population

1,236

Median Age

45.1

Population Density

20.2

Home values & property tax

Median Property Tax

$3,287

Property Tax Rateyearly tax as a share of home value

1.3%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.32×

Higher than 56% of U.S. ZIP codes
Median Income

$77,143

Higher than 58% of U.S. ZIP codes

Home prices & appreciation

Pandemic Price Run-Up2019–20 low → 2022–23 peak

31%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

0.38%

Climate & weather

Summer Avg High (°F)

80.2

Winter Avg Low (°F)

9.3

Avg Temperature (°F)

44.6

Hot Days/yr (>90°F)

11

Freezing Days/yr (<32°F)

165.2

Annual Precipitation (in)

36.8

Annual Snowfall (in)

46.3

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

83.8

Higher than 76% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 54644: frequently asked questions

What is the typical home value in ZIP Code 54644?
The estimated median home value in ZIP Code 54644 today is $287,787, lower than 62% of U.S. ZIP codes.
How much is property tax in ZIP Code 54644?
The median annual property tax in ZIP Code 54644 is $3,287, an effective rate of 1.3% of home value.
Is ZIP Code 54644 expensive to live in?
Homes in ZIP Code 54644 cost about 3.32× the median household income, higher than 56% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 54644?
Home prices in ZIP Code 54644 have moved 42% over the past five years, per the FHFA House Price Index.
How many people live in ZIP Code 54644?
ZIP Code 54644 has a population of 1,236, about 20.2 people per square mile, per the U.S. Census American Community Survey. The median age is 45.1.
What is the weather like in ZIP Code 54644?
ZIP Code 54644 averages 44.6°F year-round, summer highs near 80.2°F, winter lows around 9.3°F (NOAA 1991–2020 normals). It sees about 46.3 inches of snow a year.
Is ZIP Code 54644 at risk of flooding or natural disasters?
ZIP Code 54644's FEMA National Risk Index score is 83.8 (higher than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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