The basics
Total Population
63,067
Median Age
31.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$252,500
Median Property Tax
$4,407
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.77
Median Rent
$1,723
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
42%
Appreciation 1yr %
0.43%
Pandemic Gain %
48%
Recession Drop %
-4.6%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
94.7
Winter Avg Low (°F)
42.6
Avg Temperature (°F)
69.3
Hot Days/yr (>90°F)
133.1
Freezing Days/yr (<32°F)
11.9
Annual Precipitation (in)
33.6
Annual Snowfall (in)
0.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
68.9
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78109: frequently asked questions
- What is the median home value in ZIP Code 78109?
- The median home value in ZIP Code 78109 is $252,500, higher than 62% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78109?
- The median annual property tax in ZIP Code 78109 is $4,407, an effective rate of 2% of home value.
- Is ZIP Code 78109 expensive to live in?
- Homes in ZIP Code 78109 cost about 2.77× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 78109?
- The median gross rent in ZIP Code 78109 is $1,723 a month, higher than 88% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 78109?
- Home prices in ZIP Code 78109 have moved 42% over the past five years (0.43% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78109?
- ZIP Code 78109 averages 69.3°F year-round, summer highs near 94.7°F, winter lows around 42.6°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
- Is ZIP Code 78109 at risk of flooding or natural disasters?
- ZIP Code 78109's FEMA National Risk Index score is 68.9 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →