The basics
Total Population
1,298
Median Age
49.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$485,200
Median Property Tax
$5,065
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.79
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
33%
Recession Drop %
-46%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
87.7
Winter Avg Low (°F)
36.1
Avg Temperature (°F)
58.2
Hot Days/yr (>90°F)
58
Freezing Days/yr (<32°F)
49
Annual Precipitation (in)
50.6
Annual Snowfall (in)
2.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
98.8
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95635: frequently asked questions
- What is the median home value in ZIP Code 95635?
- The median home value in ZIP Code 95635 is $485,200, higher than 87% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95635?
- The median annual property tax in ZIP Code 95635 is $5,065, an effective rate of 1% of home value.
- Is ZIP Code 95635 expensive to live in?
- Homes in ZIP Code 95635 cost about 4.79× the median household income, higher than 84% of U.S. ZIP codes.
- What is the weather like in ZIP Code 95635?
- ZIP Code 95635 averages 58.2°F year-round, summer highs near 87.7°F, winter lows around 36.1°F (NOAA 1991–2020 normals). It sees about 2.6 inches of snow a year.
- Is ZIP Code 95635 at risk of flooding or natural disasters?
- ZIP Code 95635's FEMA National Risk Index score is 98.8 (higher than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →