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ZIP Code 97538

Josephine, Oregon

FIPS 97538

Juniper

ZIP Code 97538 is in the top 3% nationally for appreciation 1yr %, but in the bottom 5% nationally for price-to-income ratio. It also sits in the bottom 6% nationally for FEMA risk score. And it sits in the 71th percentile nationally for median home value.

Median Home Value

$312,200

Higher than 71% of U.S. ZIP codes

HPI Growth 5yr %

29%

Near the U.S. ZIP codes median

FEMA Risk Score

95.6

Higher than 94% of U.S. ZIP codes

The basics

Total Population

1,865

Median Age

40.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$312,200

Higher than 71%

Median Property Tax

$1,495

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

7.08

Higher than 95%

Median Rent

$788

Lower than 61%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

29%

Near median

Appreciation 1yr %

14%

Higher than 97%

Pandemic Gain %

36%

Recession Drop %

-39%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.5

Winter Avg Low (°F)

32.8

Avg Temperature (°F)

54.9

Hot Days/yr (>90°F)

72.5

Freezing Days/yr (<32°F)

75.4

Annual Precipitation (in)

54.8

Annual Snowfall (in)

7.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

95.6

Higher than 94%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 97538: frequently asked questions

What is the median home value in ZIP Code 97538?
The median home value in ZIP Code 97538 is $312,200, higher than 71% of U.S. ZIP codes.
How much is property tax in ZIP Code 97538?
The median annual property tax in ZIP Code 97538 is $1,495, an effective rate of 0% of home value.
Is ZIP Code 97538 expensive to live in?
Homes in ZIP Code 97538 cost about 7.08× the median household income, higher than 95% of U.S. ZIP codes.
What is the average rent in ZIP Code 97538?
The median gross rent in ZIP Code 97538 is $788 a month, lower than 61% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 97538?
Home prices in ZIP Code 97538 have moved 29% over the past five years (14% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 97538?
ZIP Code 97538 averages 54.9°F year-round, summer highs near 90.5°F, winter lows around 32.8°F (NOAA 1991–2020 normals). It sees about 7.1 inches of snow a year.
Is ZIP Code 97538 at risk of flooding or natural disasters?
ZIP Code 97538's FEMA National Risk Index score is 95.6 (higher than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →