The basics
Total Population
37,324
Median Age
38.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$776,900
Median Property Tax
$6,599
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.1
Median Rent
$2,316
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
46%
Appreciation 1yr %
-2.7%
Pandemic Gain %
48%
Recession Drop %
-31%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
74.9
Winter Avg Low (°F)
32.7
Avg Temperature (°F)
50.5
Hot Days/yr (>90°F)
5.2
Freezing Days/yr (<32°F)
69.5
Annual Precipitation (in)
59.7
Annual Snowfall (in)
17.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
62.5
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 98038: frequently asked questions
- What is the median home value in ZIP Code 98038?
- The median home value in ZIP Code 98038 is $776,900, higher than 95% of U.S. ZIP codes.
- How much is property tax in ZIP Code 98038?
- The median annual property tax in ZIP Code 98038 is $6,599, an effective rate of 1% of home value.
- Is ZIP Code 98038 expensive to live in?
- Homes in ZIP Code 98038 cost about 5.1× the median household income, higher than 86% of U.S. ZIP codes.
- What is the average rent in ZIP Code 98038?
- The median gross rent in ZIP Code 98038 is $2,316 a month, higher than 97% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 98038?
- Home prices in ZIP Code 98038 have moved 46% over the past five years (-2.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 98038?
- ZIP Code 98038 averages 50.5°F year-round, summer highs near 74.9°F, winter lows around 32.7°F (NOAA 1991–2020 normals). It sees about 17.5 inches of snow a year.
- Is ZIP Code 98038 at risk of flooding or natural disasters?
- ZIP Code 98038's FEMA National Risk Index score is 62.5 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →