The basics
Total Population
15,289
Median Age
40.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$938,500
Median Property Tax
$8,163
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.34
Median Rent
$2,238
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
53%
Appreciation 1yr %
5.3%
Pandemic Gain %
41%
Recession Drop %
-31%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
68
Winter Avg Low (°F)
31.5
Avg Temperature (°F)
46.7
Hot Days/yr (>90°F)
1
Freezing Days/yr (<32°F)
86
Annual Precipitation (in)
90.6
Annual Snowfall (in)
42
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
98.3
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 98045: frequently asked questions
- What is the median home value in ZIP Code 98045?
- The median home value in ZIP Code 98045 is $938,500, higher than 97% of U.S. ZIP codes.
- How much is property tax in ZIP Code 98045?
- The median annual property tax in ZIP Code 98045 is $8,163, an effective rate of 1% of home value.
- Is ZIP Code 98045 expensive to live in?
- Homes in ZIP Code 98045 cost about 5.34× the median household income, higher than 88% of U.S. ZIP codes.
- What is the average rent in ZIP Code 98045?
- The median gross rent in ZIP Code 98045 is $2,238 a month, higher than 96% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 98045?
- Home prices in ZIP Code 98045 have moved 53% over the past five years (5.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 98045?
- ZIP Code 98045 averages 46.7°F year-round, summer highs near 68°F, winter lows around 31.5°F (NOAA 1991–2020 normals). It sees about 42 inches of snow a year.
- Is ZIP Code 98045 at risk of flooding or natural disasters?
- ZIP Code 98045's FEMA National Risk Index score is 98.3 (higher than 97% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →