The basics
Total Population
16,542
Median Age
37.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$616,000
Higher than 92%
Median Property Tax
$5,016
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
10.02
Higher than 98%
Median Rent
$1,556
Higher than 84%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
75.3
Winter Avg Low (°F)
36.6
Avg Temperature (°F)
53.8
Hot Days/yr (>90°F)
3.1
Freezing Days/yr (<32°F)
29.8
Annual Precipitation (in)
38.5
Annual Snowfall (in)
3.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
94.1
Higher than 91%
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 98104: frequently asked questions
- What is the median home value in ZIP Code 98104?
- The median home value in ZIP Code 98104 is $616,000, higher than 92% of U.S. ZIP codes.
- How much is property tax in ZIP Code 98104?
- The median annual property tax in ZIP Code 98104 is $5,016, an effective rate of 1% of home value.
- Is ZIP Code 98104 expensive to live in?
- Homes in ZIP Code 98104 cost about 10.02× the median household income, higher than 98% of U.S. ZIP codes.
- What is the average rent in ZIP Code 98104?
- The median gross rent in ZIP Code 98104 is $1,556 a month, higher than 84% of U.S. ZIP codes.
- What is the weather like in ZIP Code 98104?
- ZIP Code 98104 averages 53.8°F year-round, summer highs near 75.3°F, winter lows around 36.6°F (NOAA 1991–2020 normals). It sees about 3.8 inches of snow a year.
- Is ZIP Code 98104 at risk of flooding or natural disasters?
- ZIP Code 98104's FEMA National Risk Index score is 94.1 (higher than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →