The basics
Total Population
40,463
Median Age
36.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$589,500
Median Property Tax
$5,593
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.84
Median Rent
$1,814
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
48%
Appreciation 1yr %
2.5%
Pandemic Gain %
45%
Recession Drop %
-36%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
75.4
Winter Avg Low (°F)
37.5
Avg Temperature (°F)
53.7
Hot Days/yr (>90°F)
3.8
Freezing Days/yr (<32°F)
25.2
Annual Precipitation (in)
39.3
Annual Snowfall (in)
6.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
86.6
EAL Flood/Coastal per $1K
0.01
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 98198: frequently asked questions
- What is the median home value in ZIP Code 98198?
- The median home value in ZIP Code 98198 is $589,500, higher than 91% of U.S. ZIP codes.
- How much is property tax in ZIP Code 98198?
- The median annual property tax in ZIP Code 98198 is $5,593, an effective rate of 1% of home value.
- Is ZIP Code 98198 expensive to live in?
- Homes in ZIP Code 98198 cost about 6.84× the median household income, higher than 94% of U.S. ZIP codes.
- What is the average rent in ZIP Code 98198?
- The median gross rent in ZIP Code 98198 is $1,814 a month, higher than 90% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 98198?
- Home prices in ZIP Code 98198 have moved 48% over the past five years (2.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 98198?
- ZIP Code 98198 averages 53.7°F year-round, summer highs near 75.4°F, winter lows around 37.5°F (NOAA 1991–2020 normals). It sees about 6.3 inches of snow a year.
- Is ZIP Code 98198 at risk of flooding or natural disasters?
- ZIP Code 98198's FEMA National Risk Index score is 86.6 (higher than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.01 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →