The basics
Total Population
2,216
Median Age
52
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$509,500
Median Property Tax
$3,458
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.02
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
40%
Appreciation 1yr %
-7%
Pandemic Gain %
51%
Recession Drop %
-20%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.3
Winter Avg Low (°F)
34.6
Avg Temperature (°F)
52.3
Hot Days/yr (>90°F)
7.9
Freezing Days/yr (<32°F)
54.3
Annual Precipitation (in)
48.1
Annual Snowfall (in)
3.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
77.4
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 98645: frequently asked questions
- What is the median home value in ZIP Code 98645?
- The median home value in ZIP Code 98645 is $509,500, higher than 89% of U.S. ZIP codes.
- How much is property tax in ZIP Code 98645?
- The median annual property tax in ZIP Code 98645 is $3,458, an effective rate of 1% of home value.
- Is ZIP Code 98645 expensive to live in?
- Homes in ZIP Code 98645 cost about 5.02× the median household income, higher than 86% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 98645?
- Home prices in ZIP Code 98645 have moved 40% over the past five years (-7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 98645?
- ZIP Code 98645 averages 52.3°F year-round, summer highs near 77.3°F, winter lows around 34.6°F (NOAA 1991–2020 normals). It sees about 3.4 inches of snow a year.
- Is ZIP Code 98645 at risk of flooding or natural disasters?
- ZIP Code 98645's FEMA National Risk Index score is 77.4 (higher than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →