The basics
Total Population
3,079
Median Age
44.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$356,900
Median Property Tax
$7,583
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.77
Median Rent
$1,209
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
69%
Appreciation 1yr %
3.9%
Pandemic Gain %
44%
Recession Drop %
-23%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.9
Winter Avg Low (°F)
15.8
Avg Temperature (°F)
45.5
Hot Days/yr (>90°F)
6.8
Freezing Days/yr (<32°F)
171.4
Annual Precipitation (in)
48.8
Annual Snowfall (in)
68
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
70.3
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 03278: frequently asked questions
- What is the median home value in ZIP Code 03278?
- The median home value in ZIP Code 03278 is $356,900, higher than 77% of U.S. ZIP codes.
- How much is property tax in ZIP Code 03278?
- The median annual property tax in ZIP Code 03278 is $7,583, an effective rate of 2% of home value.
- Is ZIP Code 03278 expensive to live in?
- Homes in ZIP Code 03278 cost about 3.77× the median household income, higher than 71% of U.S. ZIP codes.
- What is the average rent in ZIP Code 03278?
- The median gross rent in ZIP Code 03278 is $1,209 a month, higher than 72% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 03278?
- Home prices in ZIP Code 03278 have moved 69% over the past five years (3.9% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 03278?
- ZIP Code 03278 averages 45.5°F year-round, summer highs near 77.9°F, winter lows around 15.8°F (NOAA 1991–2020 normals). It sees about 68 inches of snow a year.
- Is ZIP Code 03278 at risk of flooding or natural disasters?
- ZIP Code 03278's FEMA National Risk Index score is 70.3 (higher than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →