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ZIP Code 03278

Merrimack, New Hampshire

FIPS 03278

Juniper

ZIP Code 03278 is in the top 6% nationally for HPI growth 5yr %, but in the bottom 29% nationally for price-to-income ratio. It also sits in the top 21% nationally for appreciation 1yr %. And it sits in the 77th percentile nationally for median home value.

Median Home Value

$356,900

Higher than 77% of U.S. ZIP codes

HPI Growth 5yr %

69%

Higher than 94% of U.S. ZIP codes

FEMA Risk Score

70.3

Higher than 56% of U.S. ZIP codes

The basics

Total Population

3,079

Median Age

44.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$356,900

Higher than 77%

Median Property Tax

$7,583

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.77

Higher than 71%

Median Rent

$1,209

Higher than 72%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

69%

Higher than 94%

Appreciation 1yr %

3.9%

Higher than 79%

Pandemic Gain %

44%

Recession Drop %

-23%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.9

Winter Avg Low (°F)

15.8

Avg Temperature (°F)

45.5

Hot Days/yr (>90°F)

6.8

Freezing Days/yr (<32°F)

171.4

Annual Precipitation (in)

48.8

Annual Snowfall (in)

68

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

70.3

Higher than 56%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 03278: frequently asked questions

What is the median home value in ZIP Code 03278?
The median home value in ZIP Code 03278 is $356,900, higher than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 03278?
The median annual property tax in ZIP Code 03278 is $7,583, an effective rate of 2% of home value.
Is ZIP Code 03278 expensive to live in?
Homes in ZIP Code 03278 cost about 3.77× the median household income, higher than 71% of U.S. ZIP codes.
What is the average rent in ZIP Code 03278?
The median gross rent in ZIP Code 03278 is $1,209 a month, higher than 72% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 03278?
Home prices in ZIP Code 03278 have moved 69% over the past five years (3.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 03278?
ZIP Code 03278 averages 45.5°F year-round, summer highs near 77.9°F, winter lows around 15.8°F (NOAA 1991–2020 normals). It sees about 68 inches of snow a year.
Is ZIP Code 03278 at risk of flooding or natural disasters?
ZIP Code 03278's FEMA National Risk Index score is 70.3 (higher than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →