The basics
Total Population
1,538
Median Age
38.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$426,700
Median Property Tax
$2,721
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.8
Median Rent
$946
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
73%
Appreciation 1yr %
-10%
Pandemic Gain %
24%
Recession Drop %
-20%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79.5
Winter Avg Low (°F)
12.7
Avg Temperature (°F)
44.9
Hot Days/yr (>90°F)
9.8
Freezing Days/yr (<32°F)
173.1
Annual Precipitation (in)
54.5
Annual Snowfall (in)
79.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
46.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 03816: frequently asked questions
- What is the median home value in ZIP Code 03816?
- The median home value in ZIP Code 03816 is $426,700, higher than 83% of U.S. ZIP codes.
- How much is property tax in ZIP Code 03816?
- The median annual property tax in ZIP Code 03816 is $2,721, an effective rate of 1% of home value.
- Is ZIP Code 03816 expensive to live in?
- Homes in ZIP Code 03816 cost about 4.8× the median household income, higher than 84% of U.S. ZIP codes.
- What is the average rent in ZIP Code 03816?
- The median gross rent in ZIP Code 03816 is $946 a month, near the U.S. ZIP codes median.
- How much have home prices grown in ZIP Code 03816?
- Home prices in ZIP Code 03816 have moved 73% over the past five years (-10% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 03816?
- ZIP Code 03816 averages 44.9°F year-round, summer highs near 79.5°F, winter lows around 12.7°F (NOAA 1991–2020 normals). It sees about 79.7 inches of snow a year.
- Is ZIP Code 03816 at risk of flooding or natural disasters?
- ZIP Code 03816's FEMA National Risk Index score is 46.4 (lower than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →