The basics
Total Population
3,693
Median Age
59.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$401,500
Median Property Tax
$4,263
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.6
Median Rent
$1,033
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
67%
Appreciation 1yr %
2.4%
Pandemic Gain %
77%
Recession Drop %
-24%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79.2
Winter Avg Low (°F)
12.9
Avg Temperature (°F)
45.4
Hot Days/yr (>90°F)
8.3
Freezing Days/yr (<32°F)
172.1
Annual Precipitation (in)
50.8
Annual Snowfall (in)
84
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
77.9
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 03860: frequently asked questions
- What is the median home value in ZIP Code 03860?
- The median home value in ZIP Code 03860 is $401,500, higher than 81% of U.S. ZIP codes.
- How much is property tax in ZIP Code 03860?
- The median annual property tax in ZIP Code 03860 is $4,263, an effective rate of 1% of home value.
- Is ZIP Code 03860 expensive to live in?
- Homes in ZIP Code 03860 cost about 5.6× the median household income, higher than 89% of U.S. ZIP codes.
- What is the average rent in ZIP Code 03860?
- The median gross rent in ZIP Code 03860 is $1,033 a month, higher than 62% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 03860?
- Home prices in ZIP Code 03860 have moved 67% over the past five years (2.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 03860?
- ZIP Code 03860 averages 45.4°F year-round, summer highs near 79.2°F, winter lows around 12.9°F (NOAA 1991–2020 normals). It sees about 84 inches of snow a year.
- Is ZIP Code 03860 at risk of flooding or natural disasters?
- ZIP Code 03860's FEMA National Risk Index score is 77.9 (higher than 67% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →