The basics
Total Population
33,440
Median Age
36.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$436,100
Median Property Tax
$8,237
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.6
Median Rent
$1,607
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
71%
Appreciation 1yr %
7.1%
Pandemic Gain %
53%
Recession Drop %
-21%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
78.4
Winter Avg Low (°F)
17.6
Avg Temperature (°F)
47.1
Hot Days/yr (>90°F)
6.3
Freezing Days/yr (<32°F)
149.7
Annual Precipitation (in)
47.8
Annual Snowfall (in)
38.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
35.1
EAL Flood/Coastal per $1K
0.01
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 03820: frequently asked questions
- What is the median home value in ZIP Code 03820?
- The median home value in ZIP Code 03820 is $436,100, higher than 84% of U.S. ZIP codes.
- How much is property tax in ZIP Code 03820?
- The median annual property tax in ZIP Code 03820 is $8,237, an effective rate of 2% of home value.
- Is ZIP Code 03820 expensive to live in?
- Homes in ZIP Code 03820 cost about 4.6× the median household income, higher than 82% of U.S. ZIP codes.
- What is the average rent in ZIP Code 03820?
- The median gross rent in ZIP Code 03820 is $1,607 a month, higher than 85% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 03820?
- Home prices in ZIP Code 03820 have moved 71% over the past five years (7.1% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 03820?
- ZIP Code 03820 averages 47.1°F year-round, summer highs near 78.4°F, winter lows around 17.6°F (NOAA 1991–2020 normals). It sees about 38.9 inches of snow a year.
- Is ZIP Code 03820 at risk of flooding or natural disasters?
- ZIP Code 03820's FEMA National Risk Index score is 35.1 (lower than 81% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.01 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →