The basics
Total Population
4,576
Median Age
42.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$480,600
Median Property Tax
$9,661
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.65
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
68%
Appreciation 1yr %
5.3%
Pandemic Gain %
50%
Recession Drop %
-24%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
78.8
Winter Avg Low (°F)
17.1
Avg Temperature (°F)
46.9
Hot Days/yr (>90°F)
7.6
Freezing Days/yr (<32°F)
155
Annual Precipitation (in)
47
Annual Snowfall (in)
38.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
50.7
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 03861: frequently asked questions
- What is the median home value in ZIP Code 03861?
- The median home value in ZIP Code 03861 is $480,600, higher than 87% of U.S. ZIP codes.
- How much is property tax in ZIP Code 03861?
- The median annual property tax in ZIP Code 03861 is $9,661, an effective rate of 2% of home value.
- Is ZIP Code 03861 expensive to live in?
- Homes in ZIP Code 03861 cost about 3.65× the median household income, higher than 68% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 03861?
- Home prices in ZIP Code 03861 have moved 68% over the past five years (5.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 03861?
- ZIP Code 03861 averages 46.9°F year-round, summer highs near 78.8°F, winter lows around 17.1°F (NOAA 1991–2020 normals). It sees about 38.9 inches of snow a year.
- Is ZIP Code 03861 at risk of flooding or natural disasters?
- ZIP Code 03861's FEMA National Risk Index score is 50.7 (lower than 67% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →