The basics
Total Population
1,480
Median Age
52.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$319,000
Median Property Tax
$2,395
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.58
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
60%
Recession Drop %
-24%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
78
Winter Avg Low (°F)
10.9
Avg Temperature (°F)
44
Hot Days/yr (>90°F)
7.4
Freezing Days/yr (<32°F)
184.2
Annual Precipitation (in)
53
Annual Snowfall (in)
80.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
16.1
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04095: frequently asked questions
- What is the median home value in ZIP Code 04095?
- The median home value in ZIP Code 04095 is $319,000, higher than 72% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04095?
- The median annual property tax in ZIP Code 04095 is $2,395, an effective rate of 1% of home value.
- Is ZIP Code 04095 expensive to live in?
- Homes in ZIP Code 04095 cost about 5.58× the median household income, higher than 89% of U.S. ZIP codes.
- What is the weather like in ZIP Code 04095?
- ZIP Code 04095 averages 44°F year-round, summer highs near 78°F, winter lows around 10.9°F (NOAA 1991–2020 normals). It sees about 80.9 inches of snow a year.
- Is ZIP Code 04095 at risk of flooding or natural disasters?
- ZIP Code 04095's FEMA National Risk Index score is 16.1 (lower than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →