← Back to Explorer

ZIP Code 04538

Lincoln, Maine

ZCTA 04538

Juniper

ZIP Code 04538 is in the 96th percentile nationally for home price growth over five years. It also sits in the highest 6% nationally for home price against income. And it sits in the lowest 23% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$468,707

Higher than 71% of U.S. ZIP codes
Home Price Growth, Past Five Years

82%

Higher than 96% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

72.2

Higher than 59% of U.S. ZIP codes

The boundary of ZIP Code 04538, in Lincoln, Maine.

The basics

Total Population

1,810

Median Age

64.4

Population Density

399.8

Home values & property tax

Median Property Tax

$2,705

Property Tax Rateyearly tax as a share of home value

0.7%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

6.87×

Higher than 94% of U.S. ZIP codes
Median Income

$56,500

Lower than 77% of U.S. ZIP codes
Median Rent

$1,058

Near the U.S. ZIP codes median

Home prices & appreciation

Pandemic Price Run-Up2019–20 low → 2022–23 peak

51%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

24%

Climate & weather

Summer Avg High (°F)

74.1

Winter Avg Low (°F)

17.4

Avg Temperature (°F)

46

Hot Days/yr (>90°F)

0.7

Freezing Days/yr (<32°F)

148.2

Annual Precipitation (in)

50

Annual Snowfall (in)

71.8

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.34

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04538: frequently asked questions

What is the typical home value in ZIP Code 04538?
The estimated median home value in ZIP Code 04538 today is $468,707, higher than 71% of U.S. ZIP codes.
How much is property tax in ZIP Code 04538?
The median annual property tax in ZIP Code 04538 is $2,705, an effective rate of 0.7% of home value.
Is ZIP Code 04538 expensive to live in?
Homes in ZIP Code 04538 cost about 6.87× the median household income, higher than 94% of U.S. ZIP codes.
What is the average rent in ZIP Code 04538?
The median gross rent in ZIP Code 04538 is $1,058 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 04538?
Home prices in ZIP Code 04538 have moved 82% over the past five years, per the FHFA House Price Index.
How many people live in ZIP Code 04538?
ZIP Code 04538 has a population of 1,810, about 399.8 people per square mile, per the U.S. Census American Community Survey. The median age is 64.4.
What is the weather like in ZIP Code 04538?
ZIP Code 04538 averages 46°F year-round, summer highs near 74.1°F, winter lows around 17.4°F (NOAA 1991–2020 normals). It sees about 71.8 inches of snow a year.
Is ZIP Code 04538 at risk of flooding or natural disasters?
ZIP Code 04538's FEMA National Risk Index score is 72.2 (higher than 59% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is $0.34 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

TermsPrivacyData disclaimer