The basics
Total Population
1,456
Median Age
56.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$346,900
Median Property Tax
$2,152
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.61
Median Rent
$1,093
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-25%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
76.1
Winter Avg Low (°F)
17.8
Avg Temperature (°F)
46.4
Hot Days/yr (>90°F)
1.5
Freezing Days/yr (<32°F)
142.4
Annual Precipitation (in)
49.6
Annual Snowfall (in)
78.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
40.5
EAL Flood/Coastal per $1K
0.13
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04539: frequently asked questions
- What is the median home value in ZIP Code 04539?
- The median home value in ZIP Code 04539 is $346,900, higher than 76% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04539?
- The median annual property tax in ZIP Code 04539 is $2,152, an effective rate of 1% of home value.
- Is ZIP Code 04539 expensive to live in?
- Homes in ZIP Code 04539 cost about 3.61× the median household income, higher than 68% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04539?
- The median gross rent in ZIP Code 04539 is $1,093 a month, higher than 66% of U.S. ZIP codes.
- What is the weather like in ZIP Code 04539?
- ZIP Code 04539 averages 46.4°F year-round, summer highs near 76.1°F, winter lows around 17.8°F (NOAA 1991–2020 normals). It sees about 78.7 inches of snow a year.
- Is ZIP Code 04539 at risk of flooding or natural disasters?
- ZIP Code 04539's FEMA National Risk Index score is 40.5 (lower than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.13 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →