The basics
Total Population
31,662
Median Age
25.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$492,100
Median Property Tax
$8,176
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
7.5
Median Rent
$1,665
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
47%
Appreciation 1yr %
4.3%
Pandemic Gain %
41%
Recession Drop %
-0.95%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
80.2
Winter Avg Low (°F)
16.2
Avg Temperature (°F)
47.6
Hot Days/yr (>90°F)
8.2
Freezing Days/yr (<32°F)
144.7
Annual Precipitation (in)
37.5
Annual Snowfall (in)
87.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
24.1
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 05401: frequently asked questions
- What is the median home value in ZIP Code 05401?
- The median home value in ZIP Code 05401 is $492,100, higher than 88% of U.S. ZIP codes.
- How much is property tax in ZIP Code 05401?
- The median annual property tax in ZIP Code 05401 is $8,176, an effective rate of 2% of home value.
- Is ZIP Code 05401 expensive to live in?
- Homes in ZIP Code 05401 cost about 7.5× the median household income, higher than 95% of U.S. ZIP codes.
- What is the average rent in ZIP Code 05401?
- The median gross rent in ZIP Code 05401 is $1,665 a month, higher than 87% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 05401?
- Home prices in ZIP Code 05401 have moved 47% over the past five years (4.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 05401?
- ZIP Code 05401 averages 47.6°F year-round, summer highs near 80.2°F, winter lows around 16.2°F (NOAA 1991–2020 normals). It sees about 87.5 inches of snow a year.
- Is ZIP Code 05401 at risk of flooding or natural disasters?
- ZIP Code 05401's FEMA National Risk Index score is 24.1 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →