The basics
Total Population
3,916
Median Age
52.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$695,300
Median Property Tax
$9,221
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.82
Median Rent
$1,738
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
68%
Appreciation 1yr %
6.5%
Pandemic Gain %
50%
Recession Drop %
-2.8%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
78.2
Winter Avg Low (°F)
14.6
Avg Temperature (°F)
46.3
Hot Days/yr (>90°F)
5.5
Freezing Days/yr (<32°F)
144.7
Annual Precipitation (in)
37.5
Annual Snowfall (in)
87.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
14.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 05445: frequently asked questions
- What is the median home value in ZIP Code 05445?
- The median home value in ZIP Code 05445 is $695,300, higher than 94% of U.S. ZIP codes.
- How much is property tax in ZIP Code 05445?
- The median annual property tax in ZIP Code 05445 is $9,221, an effective rate of 1% of home value.
- Is ZIP Code 05445 expensive to live in?
- Homes in ZIP Code 05445 cost about 4.82× the median household income, higher than 84% of U.S. ZIP codes.
- What is the average rent in ZIP Code 05445?
- The median gross rent in ZIP Code 05445 is $1,738 a month, higher than 89% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 05445?
- Home prices in ZIP Code 05445 have moved 68% over the past five years (6.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 05445?
- ZIP Code 05445 averages 46.3°F year-round, summer highs near 78.2°F, winter lows around 14.6°F (NOAA 1991–2020 normals). It sees about 87.5 inches of snow a year.
- Is ZIP Code 05445 at risk of flooding or natural disasters?
- ZIP Code 05445's FEMA National Risk Index score is 14.5 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →