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ZIP Code 07432

Bergen, New Jersey

ZCTA 07432

Juniper

ZIP Code 07432 is in the lowest 6% nationally for FEMA risk score. It also sits in the highest 4% nationally for median income. And it sits in the highest 8% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$797,508

Higher than 92% of U.S. ZIP codes
Home Price Growth, Past Five Years

50%

Lower than 57% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

21.4

Lower than 94% of U.S. ZIP codes

The boundary of ZIP Code 07432, in Bergen, New Jersey.

The basics

Total Population

7,019

Median Age

41.8

Population Density

4,495.45

Home values & property tax

Median Property Tax

$10,001

Property Tax Rateyearly tax as a share of home value

—

The Census publishes home values only up to $2 million and incomes up to $250,000, so this ratio cannot be worked out for the most expensive areas.

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.14×

Higher than 74% of U.S. ZIP codes
Median Income

$146,841

Higher than 96% of U.S. ZIP codes
Median Rent

$1,853

Higher than 89% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

5%

Higher than 63% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

29%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

17%

Climate & weather

Summer Avg High (°F)

82.2

Winter Avg Low (°F)

22.3

Avg Temperature (°F)

51.7

Hot Days/yr (>90°F)

14.3

Freezing Days/yr (<32°F)

120.8

Annual Precipitation (in)

49.3

Annual Snowfall (in)

32.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 07432: frequently asked questions

What is the typical home value in ZIP Code 07432?
The estimated median home value in ZIP Code 07432 today is $797,508, higher than 92% of U.S. ZIP codes.
How much is property tax in ZIP Code 07432?
The median annual property tax in ZIP Code 07432 is $10,001.
Is ZIP Code 07432 expensive to live in?
Homes in ZIP Code 07432 cost about 4.14× the median household income, higher than 74% of U.S. ZIP codes.
What is the average rent in ZIP Code 07432?
The median gross rent in ZIP Code 07432 is $1,853 a month, higher than 89% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 07432?
Home prices in ZIP Code 07432 have moved 50% over the past five years (5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 07432?
ZIP Code 07432 has a population of 7,019, about 4,495.45 people per square mile, per the U.S. Census American Community Survey. The median age is 41.8.
What is the weather like in ZIP Code 07432?
ZIP Code 07432 averages 51.7°F year-round, summer highs near 82.2°F, winter lows around 22.3°F (NOAA 1991–2020 normals). It sees about 32.7 inches of snow a year.
Is ZIP Code 07432 at risk of flooding or natural disasters?
ZIP Code 07432's FEMA National Risk Index score is 21.4 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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