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ZIP Code 07640

Bergen, New Jersey

ZCTA 07640

Juniper

ZIP Code 07640 is in the 98th percentile nationally for median income. It also sits in the highest 3% nationally for typical home value. And it sits in the highest 15% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$1,036,426

Higher than 97% of U.S. ZIP codes
Home Price Growth, Past Five Years

55%

Higher than 58% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

58.3

Lower than 59% of U.S. ZIP codes

The boundary of ZIP Code 07640, in Bergen, New Jersey.

The basics

Total Population

4,954

Median Age

46.9

Population Density

2,684.27

Home values & property tax

Median Property Tax

$10,001

Property Tax Rateyearly tax as a share of home value

—

The Census publishes home values only up to $2 million and incomes up to $250,000, so this ratio cannot be worked out for the most expensive areas.

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.3×

Higher than 76% of U.S. ZIP codes
Median Income

$180,500

Higher than 98% of U.S. ZIP codes
Median Rent

$1,414

Higher than 75% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

9.1%

Higher than 85% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

35%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

19%

Climate & weather

Summer Avg High (°F)

83.4

Winter Avg Low (°F)

25.4

Avg Temperature (°F)

53.4

Hot Days/yr (>90°F)

18.6

Freezing Days/yr (<32°F)

108.9

Annual Precipitation (in)

47.1

Annual Snowfall (in)

32.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 07640: frequently asked questions

What is the typical home value in ZIP Code 07640?
The estimated median home value in ZIP Code 07640 today is $1,036,426, higher than 97% of U.S. ZIP codes.
How much is property tax in ZIP Code 07640?
The median annual property tax in ZIP Code 07640 is $10,001.
Is ZIP Code 07640 expensive to live in?
Homes in ZIP Code 07640 cost about 4.3× the median household income, higher than 76% of U.S. ZIP codes.
What is the average rent in ZIP Code 07640?
The median gross rent in ZIP Code 07640 is $1,414 a month, higher than 75% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 07640?
Home prices in ZIP Code 07640 have moved 55% over the past five years (9.1% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 07640?
ZIP Code 07640 has a population of 4,954, about 2,684.27 people per square mile, per the U.S. Census American Community Survey. The median age is 46.9.
What is the weather like in ZIP Code 07640?
ZIP Code 07640 averages 53.4°F year-round, summer highs near 83.4°F, winter lows around 25.4°F (NOAA 1991–2020 normals). It sees about 32.7 inches of snow a year.
Is ZIP Code 07640 at risk of flooding or natural disasters?
ZIP Code 07640's FEMA National Risk Index score is 58.3 (lower than 59% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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