← Back to Explorer

ZIP Code 07645

Bergen, New Jersey

ZCTA 07645

Juniper

ZIP Code 07645 is in the highest 29% nationally for FEMA risk score. It also sits in the highest 2% nationally for median income. And it sits in the highest 6% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$880,669

Higher than 94% of U.S. ZIP codes
Home Price Growth, Past Five Years

45%

Lower than 71% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

81

Higher than 71% of U.S. ZIP codes

The boundary of ZIP Code 07645, in Bergen, New Jersey.

The basics

Total Population

8,901

Median Age

40.1

Population Density

2,212.43

Home values & property tax

Median Property Tax

$10,001

Property Tax Rateyearly tax as a share of home value

—

The Census publishes home values only up to $2 million and incomes up to $250,000, so this ratio cannot be worked out for the most expensive areas.

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.98×

Higher than 71% of U.S. ZIP codes
Median Income

$178,269

Higher than 98% of U.S. ZIP codes
Median Rent

$2,053

Higher than 92% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

4.1%

Near the U.S. ZIP codes median
Pandemic Price Run-Up2019–20 low → 2022–23 peak

34%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

12%

Climate & weather

Summer Avg High (°F)

83.4

Winter Avg Low (°F)

25.4

Avg Temperature (°F)

53.4

Hot Days/yr (>90°F)

18.6

Freezing Days/yr (<32°F)

108.9

Annual Precipitation (in)

47.2

Annual Snowfall (in)

32.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 07645: frequently asked questions

What is the typical home value in ZIP Code 07645?
The estimated median home value in ZIP Code 07645 today is $880,669, higher than 94% of U.S. ZIP codes.
How much is property tax in ZIP Code 07645?
The median annual property tax in ZIP Code 07645 is $10,001.
Is ZIP Code 07645 expensive to live in?
Homes in ZIP Code 07645 cost about 3.98× the median household income, higher than 71% of U.S. ZIP codes.
What is the average rent in ZIP Code 07645?
The median gross rent in ZIP Code 07645 is $2,053 a month, higher than 92% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 07645?
Home prices in ZIP Code 07645 have moved 45% over the past five years (4.1% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 07645?
ZIP Code 07645 has a population of 8,901, about 2,212.43 people per square mile, per the U.S. Census American Community Survey. The median age is 40.1.
What is the weather like in ZIP Code 07645?
ZIP Code 07645 averages 53.4°F year-round, summer highs near 83.4°F, winter lows around 25.4°F (NOAA 1991–2020 normals). It sees about 32.7 inches of snow a year.
Is ZIP Code 07645 at risk of flooding or natural disasters?
ZIP Code 07645's FEMA National Risk Index score is 81 (higher than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

TermsPrivacyData disclaimer