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ZIP Code 07646

Bergen, New Jersey

ZCTA 07646

Juniper

ZIP Code 07646 is in the lowest 12% nationally for FEMA risk score. It also sits in the highest 11% nationally for typical home value. And it sits in the highest 11% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$731,048

Higher than 89% of U.S. ZIP codes
Home Price Growth, Past Five Years

55%

Higher than 57% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

29.8

Lower than 88% of U.S. ZIP codes

The boundary of ZIP Code 07646, in Bergen, New Jersey.

The basics

Total Population

16,995

Median Age

39.6

Population Density

7,444.43

Home values & property tax

Median Property Tax

$10,001

Property Tax Rateyearly tax as a share of home value

—

The Census publishes home values only up to $2 million and incomes up to $250,000, so this ratio cannot be worked out for the most expensive areas.

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

5.05×

Higher than 84% of U.S. ZIP codes
Median Income

$114,889

Higher than 89% of U.S. ZIP codes
Median Rent

$1,765

Higher than 86% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

4.6%

Higher than 60% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

34%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

23%

Climate & weather

Summer Avg High (°F)

84.7

Winter Avg Low (°F)

27.8

Avg Temperature (°F)

55.4

Hot Days/yr (>90°F)

28.9

Freezing Days/yr (<32°F)

89

Annual Precipitation (in)

47.1

Annual Snowfall (in)

32.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 07646: frequently asked questions

What is the typical home value in ZIP Code 07646?
The estimated median home value in ZIP Code 07646 today is $731,048, higher than 89% of U.S. ZIP codes.
How much is property tax in ZIP Code 07646?
The median annual property tax in ZIP Code 07646 is $10,001.
Is ZIP Code 07646 expensive to live in?
Homes in ZIP Code 07646 cost about 5.05× the median household income, higher than 84% of U.S. ZIP codes.
What is the average rent in ZIP Code 07646?
The median gross rent in ZIP Code 07646 is $1,765 a month, higher than 86% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 07646?
Home prices in ZIP Code 07646 have moved 55% over the past five years (4.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 07646?
ZIP Code 07646 has a population of 16,995, about 7,444.43 people per square mile, per the U.S. Census American Community Survey. The median age is 39.6.
What is the weather like in ZIP Code 07646?
ZIP Code 07646 averages 55.4°F year-round, summer highs near 84.7°F, winter lows around 27.8°F (NOAA 1991–2020 normals). It sees about 32.7 inches of snow a year.
Is ZIP Code 07646 at risk of flooding or natural disasters?
ZIP Code 07646's FEMA National Risk Index score is 29.8 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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