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ZIP Code 08087

Ocean, New Jersey

ZCTA 08087

Juniper

ZIP Code 08087 is in the lowest 38% nationally for FEMA risk score. It also sits in the highest 5% nationally for home price growth over five years. And it sits in the highest 11% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$441,312

Higher than 67% of U.S. ZIP codes
Home Price Growth, Past Five Years

78%

Higher than 95% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

55.9

Lower than 62% of U.S. ZIP codes

The boundary of ZIP Code 08087, in Ocean, New Jersey.

The basics

Total Population

25,342

Median Age

49.3

Population Density

361.71

Home values & property tax

Median Property Tax

$6,188

Property Tax Rateyearly tax as a share of home value

1.8%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.84×

Higher than 69% of U.S. ZIP codes
Median Income

$91,677

Higher than 75% of U.S. ZIP codes
Median Rent

$1,856

Higher than 89% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

0.57%

Lower than 73% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

68%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

33%

Climate & weather

Summer Avg High (°F)

81.1

Winter Avg Low (°F)

29.5

Avg Temperature (°F)

54.9

Hot Days/yr (>90°F)

9.8

Freezing Days/yr (<32°F)

70.7

Annual Precipitation (in)

41

Annual Snowfall (in)

10.2

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.52

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 08087: frequently asked questions

What is the typical home value in ZIP Code 08087?
The estimated median home value in ZIP Code 08087 today is $441,312, higher than 67% of U.S. ZIP codes.
How much is property tax in ZIP Code 08087?
The median annual property tax in ZIP Code 08087 is $6,188, an effective rate of 1.8% of home value.
Is ZIP Code 08087 expensive to live in?
Homes in ZIP Code 08087 cost about 3.84× the median household income, higher than 69% of U.S. ZIP codes.
What is the average rent in ZIP Code 08087?
The median gross rent in ZIP Code 08087 is $1,856 a month, higher than 89% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 08087?
Home prices in ZIP Code 08087 have moved 78% over the past five years (0.57% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 08087?
ZIP Code 08087 has a population of 25,342, about 361.71 people per square mile, per the U.S. Census American Community Survey. The median age is 49.3.
What is the weather like in ZIP Code 08087?
ZIP Code 08087 averages 54.9°F year-round, summer highs near 81.1°F, winter lows around 29.5°F (NOAA 1991–2020 normals). It sees about 10.2 inches of snow a year.
Is ZIP Code 08087 at risk of flooding or natural disasters?
ZIP Code 08087's FEMA National Risk Index score is 55.9 (lower than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.52 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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