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ZIP Code 08721

Ocean, New Jersey

ZCTA 08721

Juniper

ZIP Code 08721 is in the lowest 26% nationally for FEMA risk score. It also sits in the highest 15% nationally for home price growth over five years. And it sits in the highest 16% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$474,617

Higher than 72% of U.S. ZIP codes
Home Price Growth, Past Five Years

68%

Higher than 85% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

45.3

Lower than 74% of U.S. ZIP codes

The boundary of ZIP Code 08721, in Ocean, New Jersey.

The basics

Total Population

22,783

Median Age

44.8

Population Density

959.3

Home values & property tax

Median Property Tax

$6,643

Property Tax Rateyearly tax as a share of home value

1.7%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.65×

Higher than 65% of U.S. ZIP codes
Median Income

$105,273

Higher than 84% of U.S. ZIP codes
Median Rent

$1,675

Higher than 83% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

7.4%

Higher than 78% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

60%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

29%

Climate & weather

Summer Avg High (°F)

83

Winter Avg Low (°F)

23.4

Avg Temperature (°F)

52.7

Hot Days/yr (>90°F)

24

Freezing Days/yr (<32°F)

115.9

Annual Precipitation (in)

51.2

Annual Snowfall (in)

10.2

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.13

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 08721: frequently asked questions

What is the typical home value in ZIP Code 08721?
The estimated median home value in ZIP Code 08721 today is $474,617, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 08721?
The median annual property tax in ZIP Code 08721 is $6,643, an effective rate of 1.7% of home value.
Is ZIP Code 08721 expensive to live in?
Homes in ZIP Code 08721 cost about 3.65× the median household income, higher than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 08721?
The median gross rent in ZIP Code 08721 is $1,675 a month, higher than 83% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 08721?
Home prices in ZIP Code 08721 have moved 68% over the past five years (7.4% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 08721?
ZIP Code 08721 has a population of 22,783, about 959.3 people per square mile, per the U.S. Census American Community Survey. The median age is 44.8.
What is the weather like in ZIP Code 08721?
ZIP Code 08721 averages 52.7°F year-round, summer highs near 83°F, winter lows around 23.4°F (NOAA 1991–2020 normals). It sees about 10.2 inches of snow a year.
Is ZIP Code 08721 at risk of flooding or natural disasters?
ZIP Code 08721's FEMA National Risk Index score is 45.3 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.13 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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