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ZIP Code 08092

Ocean, New Jersey

FIPS 08092

Juniper

ZIP Code 08092 is in the top 4% nationally for HPI growth 5yr %, but in the bottom 19% nationally for price-to-income ratio. It also sits in the top 9% nationally for appreciation 1yr %. And it sits in the 88th percentile nationally for median home value.

Median Home Value

$496,900

Higher than 88% of U.S. ZIP codes

HPI Growth 5yr %

74%

Higher than 96% of U.S. ZIP codes

FEMA Risk Score

51.2

Lower than 66% of U.S. ZIP codes

The basics

Total Population

3,119

Median Age

42.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$496,900

Higher than 88%

Median Property Tax

$7,971

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.5

Higher than 81%

Median Rent

$1,198

Higher than 72%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

74%

Higher than 96%

Appreciation 1yr %

7.8%

Higher than 91%

Pandemic Gain %

57%

Recession Drop %

-29%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.1

Winter Avg Low (°F)

29.5

Avg Temperature (°F)

54.9

Hot Days/yr (>90°F)

9.8

Freezing Days/yr (<32°F)

70.7

Annual Precipitation (in)

41

Annual Snowfall (in)

10.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

51.2

Lower than 66%

EAL Flood/Coastal per $1K

0.23

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 08092: frequently asked questions

What is the median home value in ZIP Code 08092?
The median home value in ZIP Code 08092 is $496,900, higher than 88% of U.S. ZIP codes.
How much is property tax in ZIP Code 08092?
The median annual property tax in ZIP Code 08092 is $7,971, an effective rate of 2% of home value.
Is ZIP Code 08092 expensive to live in?
Homes in ZIP Code 08092 cost about 4.5× the median household income, higher than 81% of U.S. ZIP codes.
What is the average rent in ZIP Code 08092?
The median gross rent in ZIP Code 08092 is $1,198 a month, higher than 72% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 08092?
Home prices in ZIP Code 08092 have moved 74% over the past five years (7.8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 08092?
ZIP Code 08092 averages 54.9°F year-round, summer highs near 81.1°F, winter lows around 29.5°F (NOAA 1991–2020 normals). It sees about 10.2 inches of snow a year.
Is ZIP Code 08092 at risk of flooding or natural disasters?
ZIP Code 08092's FEMA National Risk Index score is 51.2 (lower than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind. Expected annual loss from flooding is 0.23 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →