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ZIP Code 08731

Ocean, New Jersey

FIPS 08731

Juniper

ZIP Code 08731 is in the top 4% nationally for HPI growth 5yr %, but in the bottom 24% nationally for price-to-income ratio. It also sits in the 94th percentile nationally for median rent. And it sits in the top 17% nationally for appreciation 1yr %.

Median Home Value

$404,200

Higher than 82% of U.S. ZIP codes

HPI Growth 5yr %

72%

Higher than 96% of U.S. ZIP codes

FEMA Risk Score

44.8

Lower than 73% of U.S. ZIP codes

The basics

Total Population

21,629

Median Age

47.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$404,200

Higher than 82%

Median Property Tax

$6,565

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.1

Higher than 76%

Median Rent

$2,070

Higher than 94%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

72%

Higher than 96%

Appreciation 1yr %

5%

Higher than 83%

Pandemic Gain %

63%

Recession Drop %

-27%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83

Winter Avg Low (°F)

23.4

Avg Temperature (°F)

52.7

Hot Days/yr (>90°F)

24

Freezing Days/yr (<32°F)

115.9

Annual Precipitation (in)

51.2

Annual Snowfall (in)

10.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

44.8

Lower than 73%

EAL Flood/Coastal per $1K

0.13

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 08731: frequently asked questions

What is the median home value in ZIP Code 08731?
The median home value in ZIP Code 08731 is $404,200, higher than 82% of U.S. ZIP codes.
How much is property tax in ZIP Code 08731?
The median annual property tax in ZIP Code 08731 is $6,565, an effective rate of 2% of home value.
Is ZIP Code 08731 expensive to live in?
Homes in ZIP Code 08731 cost about 4.1× the median household income, higher than 76% of U.S. ZIP codes.
What is the average rent in ZIP Code 08731?
The median gross rent in ZIP Code 08731 is $2,070 a month, higher than 94% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 08731?
Home prices in ZIP Code 08731 have moved 72% over the past five years (5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 08731?
ZIP Code 08731 averages 52.7°F year-round, summer highs near 83°F, winter lows around 23.4°F (NOAA 1991–2020 normals). It sees about 10.2 inches of snow a year.
Is ZIP Code 08731 at risk of flooding or natural disasters?
ZIP Code 08731's FEMA National Risk Index score is 44.8 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind. Expected annual loss from flooding is 0.13 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →