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ZIP Code 08732

Ocean, New Jersey

FIPS 08732

Juniper

ZIP Code 08732 is in the top 5% nationally for FEMA risk score, but in the bottom 14% nationally for price-to-income ratio. It also sits in the top 8% nationally for HPI growth 5yr %. And it sits in the 90th percentile nationally for median home value.

Median Home Value

$561,200

Higher than 90% of U.S. ZIP codes

HPI Growth 5yr %

67%

Higher than 92% of U.S. ZIP codes

FEMA Risk Score

5.1

Lower than 95% of U.S. ZIP codes

The basics

Total Population

1,558

Median Age

53.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$561,200

Higher than 90%

Median Property Tax

$8,018

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.1

Higher than 86%

Median Rent

$1,750

Higher than 89%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

67%

Higher than 92%

Appreciation 1yr %

3.3%

Higher than 77%

Pandemic Gain %

67%

Recession Drop %

-22%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83

Winter Avg Low (°F)

23.4

Avg Temperature (°F)

52.7

Hot Days/yr (>90°F)

24

Freezing Days/yr (<32°F)

115.9

Annual Precipitation (in)

52

Annual Snowfall (in)

10.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

5.1

Lower than 95%

EAL Flood/Coastal per $1K

0.17

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 08732: frequently asked questions

What is the median home value in ZIP Code 08732?
The median home value in ZIP Code 08732 is $561,200, higher than 90% of U.S. ZIP codes.
How much is property tax in ZIP Code 08732?
The median annual property tax in ZIP Code 08732 is $8,018, an effective rate of 1% of home value.
Is ZIP Code 08732 expensive to live in?
Homes in ZIP Code 08732 cost about 5.1× the median household income, higher than 86% of U.S. ZIP codes.
What is the average rent in ZIP Code 08732?
The median gross rent in ZIP Code 08732 is $1,750 a month, higher than 89% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 08732?
Home prices in ZIP Code 08732 have moved 67% over the past five years (3.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 08732?
ZIP Code 08732 averages 52.7°F year-round, summer highs near 83°F, winter lows around 23.4°F (NOAA 1991–2020 normals). It sees about 10.2 inches of snow a year.
Is ZIP Code 08732 at risk of flooding or natural disasters?
ZIP Code 08732's FEMA National Risk Index score is 5.1 (lower than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind. Expected annual loss from flooding is 0.17 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →