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ZIP Code 08735

Ocean, New Jersey

ZCTA 08735

Juniper

ZIP Code 08735 is in the highest 34% nationally for FEMA risk score. It also sits in the highest 1% nationally for home price against income. And it sits in the highest 2% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$1,152,999

Higher than 98% of U.S. ZIP codes
Home Price Growth, Past Five Years

57%

Higher than 63% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

77.1

Higher than 66% of U.S. ZIP codes

The boundary of ZIP Code 08735, in Ocean, New Jersey.

The basics

Total Population

3,451

Median Age

62.9

Population Density

1,988.37

Home values & property tax

Median Property Tax

$9,477

Property Tax Rateyearly tax as a share of home value

1.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

11.33×

Higher than 99% of U.S. ZIP codes
Median Income

$76,974

Higher than 58% of U.S. ZIP codes
Median Rent

$2,026

Higher than 92% of U.S. ZIP codes

Home prices & appreciation

Pandemic Price Run-Up2019–20 low → 2022–23 peak

55%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

16%

Climate & weather

Summer Avg High (°F)

83

Winter Avg Low (°F)

23.4

Avg Temperature (°F)

52.7

Hot Days/yr (>90°F)

24

Freezing Days/yr (<32°F)

115.9

Annual Precipitation (in)

50.5

Annual Snowfall (in)

10.2

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.53

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 08735: frequently asked questions

What is the typical home value in ZIP Code 08735?
The estimated median home value in ZIP Code 08735 today is $1,152,999, higher than 98% of U.S. ZIP codes.
How much is property tax in ZIP Code 08735?
The median annual property tax in ZIP Code 08735 is $9,477, an effective rate of 1.1% of home value.
Is ZIP Code 08735 expensive to live in?
Homes in ZIP Code 08735 cost about 11.33× the median household income, higher than 99% of U.S. ZIP codes.
What is the average rent in ZIP Code 08735?
The median gross rent in ZIP Code 08735 is $2,026 a month, higher than 92% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 08735?
Home prices in ZIP Code 08735 have moved 57% over the past five years, per the FHFA House Price Index.
How many people live in ZIP Code 08735?
ZIP Code 08735 has a population of 3,451, about 1,988.37 people per square mile, per the U.S. Census American Community Survey. The median age is 62.9.
What is the weather like in ZIP Code 08735?
ZIP Code 08735 averages 52.7°F year-round, summer highs near 83°F, winter lows around 23.4°F (NOAA 1991–2020 normals). It sees about 10.2 inches of snow a year.
Is ZIP Code 08735 at risk of flooding or natural disasters?
ZIP Code 08735's FEMA National Risk Index score is 77.1 (higher than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.53 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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