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ZIP Code 08738

Ocean, New Jersey

FIPS 08738

Juniper

ZIP Code 08738 is in the bottom 9% nationally for price-to-income ratio. It also sits in the 99th percentile nationally for median home value. And it sits in the 95th percentile nationally for median rent.

Median Home Value

$1,493,200

Higher than 99% of U.S. ZIP codes

FEMA Risk Score

88.7

Higher than 83% of U.S. ZIP codes

The basics

Total Population

1,381

Median Age

58.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$1,493,200

Higher than 99%

Median Property Tax

$10,001

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.97

Higher than 91%

Median Rent

$2,094

Higher than 95%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Recession Drop %

15%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83

Winter Avg Low (°F)

23.4

Avg Temperature (°F)

52.7

Hot Days/yr (>90°F)

24

Freezing Days/yr (<32°F)

115.9

Annual Precipitation (in)

50.5

Annual Snowfall (in)

23.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

88.7

Higher than 83%

EAL Flood/Coastal per $1K

0.96

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 08738: frequently asked questions

What is the median home value in ZIP Code 08738?
The median home value in ZIP Code 08738 is $1,493,200, higher than 99% of U.S. ZIP codes.
How much is property tax in ZIP Code 08738?
The median annual property tax in ZIP Code 08738 is $10,001, an effective rate of 1% of home value.
Is ZIP Code 08738 expensive to live in?
Homes in ZIP Code 08738 cost about 5.97× the median household income, higher than 91% of U.S. ZIP codes.
What is the average rent in ZIP Code 08738?
The median gross rent in ZIP Code 08738 is $2,094 a month, higher than 95% of U.S. ZIP codes.
What is the weather like in ZIP Code 08738?
ZIP Code 08738 averages 52.7°F year-round, summer highs near 83°F, winter lows around 23.4°F (NOAA 1991–2020 normals). It sees about 23.7 inches of snow a year.
Is ZIP Code 08738 at risk of flooding or natural disasters?
ZIP Code 08738's FEMA National Risk Index score is 88.7 (higher than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 0.96 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →