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ZIP Code 08740

Ocean, New Jersey

FIPS 08740

Juniper

ZIP Code 08740 is in the top 3% nationally for HPI growth 5yr %, but in the bottom 13% nationally for price-to-income ratio. It also sits in the top 4% nationally for appreciation 1yr %. And it sits in the top 14% nationally for FEMA risk score.

Median Home Value

$358,000

Higher than 77% of U.S. ZIP codes

HPI Growth 5yr %

78%

Higher than 97% of U.S. ZIP codes

FEMA Risk Score

28.3

Lower than 86% of U.S. ZIP codes

The basics

Total Population

1,599

Median Age

51.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$358,000

Higher than 77%

Median Property Tax

$6,168

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.16

Higher than 87%

Median Rent

$1,604

Higher than 85%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

78%

Higher than 97%

Appreciation 1yr %

12%

Higher than 96%

Pandemic Gain %

59%

Recession Drop %

-26%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83

Winter Avg Low (°F)

23.4

Avg Temperature (°F)

52.7

Hot Days/yr (>90°F)

24

Freezing Days/yr (<32°F)

115.9

Annual Precipitation (in)

51.2

Annual Snowfall (in)

10.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

28.3

Lower than 86%

EAL Flood/Coastal per $1K

0.45

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 08740: frequently asked questions

What is the median home value in ZIP Code 08740?
The median home value in ZIP Code 08740 is $358,000, higher than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 08740?
The median annual property tax in ZIP Code 08740 is $6,168, an effective rate of 2% of home value.
Is ZIP Code 08740 expensive to live in?
Homes in ZIP Code 08740 cost about 5.16× the median household income, higher than 87% of U.S. ZIP codes.
What is the average rent in ZIP Code 08740?
The median gross rent in ZIP Code 08740 is $1,604 a month, higher than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 08740?
Home prices in ZIP Code 08740 have moved 78% over the past five years (12% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 08740?
ZIP Code 08740 averages 52.7°F year-round, summer highs near 83°F, winter lows around 23.4°F (NOAA 1991–2020 normals). It sees about 10.2 inches of snow a year.
Is ZIP Code 08740 at risk of flooding or natural disasters?
ZIP Code 08740's FEMA National Risk Index score is 28.3 (lower than 86% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 0.45 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →