The basics
Total Population
22,235
Median Age
33.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$921,900
Higher than 97%
Median Property Tax
$9,957
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
8.75
Higher than 97%
Median Rent
$3,189
Higher than 99%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82.6
Winter Avg Low (°F)
30.4
Avg Temperature (°F)
55.8
Hot Days/yr (>90°F)
17.4
Freezing Days/yr (<32°F)
67.3
Annual Precipitation (in)
49.5
Annual Snowfall (in)
29.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
39.2
Lower than 78%
EAL Flood/Coastal per $1K
0.03
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 10038: frequently asked questions
- What is the median home value in ZIP Code 10038?
- The median home value in ZIP Code 10038 is $921,900, higher than 97% of U.S. ZIP codes.
- How much is property tax in ZIP Code 10038?
- The median annual property tax in ZIP Code 10038 is $9,957, an effective rate of 1% of home value.
- Is ZIP Code 10038 expensive to live in?
- Homes in ZIP Code 10038 cost about 8.75× the median household income, higher than 97% of U.S. ZIP codes.
- What is the average rent in ZIP Code 10038?
- The median gross rent in ZIP Code 10038 is $3,189 a month, higher than 99% of U.S. ZIP codes.
- What is the weather like in ZIP Code 10038?
- ZIP Code 10038 averages 55.8°F year-round, summer highs near 82.6°F, winter lows around 30.4°F (NOAA 1991–2020 normals). It sees about 29.8 inches of snow a year.
- Is ZIP Code 10038 at risk of flooding or natural disasters?
- ZIP Code 10038's FEMA National Risk Index score is 39.2 (lower than 78% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave. Expected annual loss from flooding is 0.03 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →